Thursday, April 7, 2011

The Shutdown aka The End of the World


First let me say, I very rarely will talk politics on my blog. Most people don't know that it's something I'm massively passionate about since I don't talk about it here. This post won't be political, but I also hope everyone realizes I'm not trying to sound harsh or mean...but just give my opinion.

Obviously being an ex-military spouse, I've seen lots of chatter on blogs, Facebook, and Twitter about the impact on the military if/when the government shuts down. One of the most annoying things about this is that everyone has a different story. Originally, when this first came out, I heard a news story state that our military would be protected from a shutdown. I interpreted this as they'd continue to work and continue to receive pay. I read that when this happened under Bill Clinton in 1995, they were safe. Well, now that we've inched closer to the actual shutdown, I have a clearer picture of what's going on.

The bottom line, service members WILL be paid. PERIOD. The issue comes on WHEN the check will come. It might be a few days late, a few weeks late...who knows?

I'm honestly exhausted from people acting like the world is coming to an end because their husbands pay might be coming late. I 100% realize that we live in tight times and A LOT of military families are single income families, relying solely on the low pay they make to begin with to survive. I so get it. M&I were a single income family for 3 months before I started working. We didn't have children, but I can imagine things being tight if we had...but we would have survived. I'll be the first to admit that budgeting and saving is not something I excel at. It's something I'm working really hard on, but the scariest part about this to me is it seems like perhaps people aren't being wise about saving and spending and that's why folks are panic stricken.

Someone pointed out on Twitter that when it comes down to it, the only things we need in life are food, water, air, clothing, and a roof over our heads. If your husbands check being late is going to cause you to go without eating, there's a problem. If you're going to have to walk around naked until he gets paid, there's a problem. Military folks should realize that there are food vouchers available on post to folks who need them, emergency assistance loans, loans to pay for power and water, etc. I have a pretty strong inkling that people won't be living on the streets and eating at soup kitchens if their pay gets delayed. Might your bills have to be paid late? Yeah. Might you have to pay late fees? Yeah, but hopefully not. Everyone in this country is aware of what's going on and if you explain you are a military family being affected, hopefully they have a heart and can give you some grace. Again, if your at risk of being evicted over being late on rent or something...you need to go speak to someone on post about an emergency loan. Plain and simple, there are options.

Does it suck big time? Yeah. Is it massively inconvenient? Yeah. Is it really stupid and aggravating this is happening? Heck yeah...but it's no reason to panic and start freaking out like the world is ending. If anything, perhaps this will cause some to re-evaluate their spending and savings plans and make sure they are on the right track in case of a situation like this. Believe me, I know how hard saving money is. It seems like when I finally get some headway, my car explodes and my savings is once again depleted. BUT...the rule is you should have a minimum of 3 months worth of bills in savings. With the recession, they are suggesting at least 6 months. Easier said than done, but something you might want to consider.

Again, I don't mean to come off as harsh, but people really are acting as if it is the end of the world. Military spouses are some of the strongest folks I know and a check coming late is a drop in the bucket compared to what they have to go through on a day to day basis.

10 comments:

  1. I agree with you! And I truly believe that Congress WILL agree on a budget before the deadline. They won't want to risk the backlash.

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  2. You know, I'm totally with you. This is the type of situation emergency savings are for. My husband and I aren't too worried about it, since we know we have worked really hard to be prepared for situations like this. Sure it sucks having to save and maybe not enjoying a vacation because we're padding our emergency fund, but, obviously, it's well worth it.

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  3. I totally agree with you that people are acting like the end of the world is near. Yes, it's sort of disturbing me that A's check might come late, but that is why we have emergency savings and food in the freezer.
    The thing that IS freaking me out is how this will effect our PCS. We are leaving our current post in less than two weeks, and A has a spot for Ranger School in two weeks. This could really screw things up for us as in, A wouldn't go TDY en route we'd go straight to our next duty station which is NOT in our plans.
    These are the types of things that I am really concerned about. People aren't realizing how much, aside from pay, that this shutdown could effect. Think about all of the DoD civilians military families deal with on a day to day basis. Pretty scary!

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  4. My sentiments exactly. Does it suck that my house payment will be late, YES! Am I bummed that my tax refunds were supposed to come next weekend, more than a little. I actually have a lot more to worry about, like a 2 year little girl that won't stop puking on me. With that stress, it's not like I am really going to be out spending money anyway:)

    Thanks for joining the Mingle With Us blog hop. I look forward to following your blog, and hope you will follow me back:)

    Amanda Joy
    www.joyinthejumble.com

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  5. I vote for Donald Trump! I know, this was irrelevant. I was watching the News this morning about this briefly. Hope something works out for you all in America!

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  6. I feel like the people that are freaking out are the people that do live on one income and live paycheck to paycheck. I totally agree that's super annoying to say the least that congressmen can't put their big-boys' pants on and get over themselves and figure something out. However, it's not the end of the world. There's SO many things that are SO much worse that could happen

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  7. Take into account that a lot of military families don't live on post. I don't. My husband is Army National Guard and is deployed. The nearest base is a five hour drive. I'm fortunate to have savings, but friends of mine recently had newborn twins, and they don't live on or near any base. They're struggling to pay for diapers, formula and gas to their many doctor appointments because, as a National Guard family, they did not have tricare available to them before her husband deployed. They are crippled by medical debt from infertility treatments and her high-risk pregnancy. The debt is such that it's affected their credit, they do not qualify for any loans. So while I agree with you, I just wanted to point out that not all families live on or near base, so they don't have the same options available.

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  8. Shan and I agree on politics? Amazing. ;) It's really not about politics at this point. I think it's mostly that most people who are exploding about it, don't actually understand what is happening. xox

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  9. I agree with Fran and share that situation she described. Where we are stationed has a high unemployment rate already, and like I wrote in my opinion post on the Examiner, it's hard for spouses to find jobs if they want one. I found one, but it would not cover our expenses at all.

    This possible shutdown gives me lots of anxiety because while I have a job, I would need a second or third job to cover our expenses if my husband isn't getting paid.

    Today, filling my car would have cost about $40, and when you make minimum wage and work about 6 hours per week max, that military paycheck is essential!

    I hope and pray Congress bucks up and approves a budget soon. It would be nice if the two parties could put politics aside and realize approving a budget is absolutely necessary, but we will see what happens soon.

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  10. I agree and disagree at the same time, we all have our opinions. I just feel that it is not right to not get paid "on time". I don't know of any civilians that would go to work if their bosses told them they didn't know the next time they were going to be able to pay them. It is a slap in the face almost, in my opinion it is shameful of the government. My husband and I would have been fine if we would have not been paid but I was still pretty mad about the entire situation.

    I'm not trying to sound rude at all, I was just giving you my insight as well.

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